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Important Notice

Beyond The Banks is a credit advisor and holds Australian Credit License Number 387381. Beyond The Banks is not authorised under the Banking Act 1959 and is not supervised by the Australian Prudential Regulation Authority (APRA)

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NOW on

1300 633 616

4.75% Standard Variable Wealth Package, Comparison Rate 4.99%* - Special Rate, Special Product, Compare this to your latest bank offer

  • Best Wealth Package 
    on the market
  • Unlimited Redraw 
  • Consolidate all your existing
    clients debts into one and save
  • Full Doc variable rate for LVR up to 90% plus LMI. 
  • Terms and conditions apply

* Comparison rates above are based on a home loan of $150,000 for 25 years. Fees and charges may be payable.Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

As featured in Australian Property Investor Magazine.
Special Interest rate offerred to Australian Property Investor magazine subscribers and readers.



Read more here...

Commercial Loans 

6.99% Fixed Commercial Rate for up to 3 years is now available. Act Now!

  • No annual reviews
  • No annual valuations 
  • Consolidate all your existing 
    commercial debts into one and save
  • 20 year term available

Mortgage Fuel Saver™


4.75% Home Loan, 4.99% Comparison Rate *
15c rebate on your fuel.

  • 15c per litre rebate off your fuel bill for the life of the loan
  • Low standard variable home loan
  • Limit of 50 litres per week
  • Please refer to product disclosure statement for full terms and conditions
  • Terms and conditions apply

As seen on Today Tonight and in the Herald Sun

Read more about this loan


Hi Beyond The Banks,

You probably know already but my settlement went through on Friday – I am very happy to get that out of the way.
I just wanted to say THANKYOU all VERY much for all your help setting up my mortgage, I appreciate all the time and effort you all put in.
Looking forward to setting up some Super Fund investments with you in the next couple of months.

T.Kelly - Victoria

Lodge your scenario online today and get same day response

Simply click here to lodge

We will beat any white label comparison rate. Simply present us with a verified quote from another lender and we will beat it. It's that simple. Conditions apply.

Beyond the Banks


Are you looking for;

  • Fast Approval of Loans
  • Low Doc Loans with 85% LVR no BAS owner occupier and investment properties ?
  • Full doc 80% up to $5 mill no LMI
  • Credit impaired full doc construction
  • Refinance tax liabilities or working capital
  • Jumbo low doc 60% up to 5mill No BAS
  • 90% full doc plus Lenders Mortgage Insurance ?
  • 90% no genuine saving plus LMI
  • No doc residential/commercial loans up to 66%
  • Cash Out ?
  • Difficulties in Obtaining Bank Approvals ?
  • Missed Loan Payments ?
  • Adverse Credit History ?
  • Complex Financial Structures ?
  • Fund company / trusts
  • Commercial full doc up to $50 mill
  • SMSF residential/commercial up to 70%

CALL NOW ON 1300 633 616

Lender conditions apply on all products listed on this site.
All rates quoted on this site are subject to change without notice.
Read more... [Beyond the Banks]

Want Your Cake and Eat it too?

Co Branding available, Prompt Payment of commissions, same day conditional approval, online Valuations and Credit Checks prior to submission, you own the client. Contact us to;

  • Become a Referral Partner with Beyond The Banks.
  • Setup your own full accreditation with Beyond The Banks.
  • Attend the next product training session at Beyond The Banks.
  • Request a broker information pack to be emailed.

Apply Online

Click one of the following links to access our file download section:

Full Doc Loans

If you want a standard variable home loan, with a range of flexible features that can be accessed at no extra cost, this might be the loan you need.

Low Doc Loan

If you are self employed, and don’t all have the documents to get a standard loan, then this is might be what you are looking for.

Submit Your Scenario Online

Beyond The Banks gives you the option to submit your scenario online any time of the day.

Receive prompt turn around on your scenario and we do all the running around to help you set the deal with one of our wholesale funders.

Self Employed - No BAS & No Trading Statements Required

  • No Mortgage Insurance
  • No BAS
  • No Financials
  • Up to 85% LVR
  • Jumbo loans up to $5m also available

More Money Less Hassle

Beyond The Banks lending strategies are designed to unlock the hidden wealth in your brick and mortar equity.

Our lending solutions are designed to be more flexible than traditional lenders, and we don't discriminate against customers who may have a default or just simply do not fit under the mortgage insurers guidelines. We evaluate each application on its own merits, which allows us to say "Yes" to the majority of your customers' requests for funding.